Who Needs an Instant Issue Review?

Ensuring compliance for in-branch card issuance

Organizations That Need Instant Issue Security Reviews

Instant issuance technology allows financial institutions to produce fully-functioning payment cards on demand. However, this convenience comes with specific security requirements. Your organization may need an instant issue review if you are:

Credit Unions

Credit unions offering in-branch card issuance need to ensure their systems protect sensitive cardholder data and comply with PCI PIN security requirements.

Community Banks

Local and regional banks that provide instant card issuance services must implement proper security controls to protect PIN data and encryption keys.

National Banking Institutions

Larger financial institutions with instant issuance capabilities across multiple branches need comprehensive security programs to maintain compliance.

Instant Issuance Solution Providers

Vendors that offer instant issuance technology and services must ensure their solutions meet all applicable security standards and requirements.

Special Considerations for Instant Issuance

Instant card issuance presents unique security challenges:

Secure PIN generation and handling in branch environments
Physical security of card production equipment
Key management for distributed issuance locations
Network segmentation and encryption
Employee access controls and training
Inventory control for card stock and consumables
Integration with core banking systems

Instant Issue Security Checklist

Card production hardware is PCI PTS approved
PIN handling processes comply with PCI PIN requirements
Physical access to issuance equipment is restricted
Key management follows dual control principles

Network connections are properly secured
Staff are trained on security procedures
Card stock is securely stored and tracked
Audit logs are maintained and reviewed

Who needs an Instant Issue Review?

We can help you complete the review, achieve mandated controls, and maintain evidence of compliance.

Benefits of Proper Instant Issue Security

Enhanced Security

Protect sensitive customer data and reduce fraud risk with proper security controls.

Compliance Assurance

Meet all regulatory and industry requirements for card issuance and PIN handling.

Customer Trust

Build confidence by demonstrating your commitment to protecting cardholder information.

Cost Savings

Avoid potential fines and penalties associated with security breaches or non-compliance.

Frequently Asked Questions

Yes, if your instant issuance system handles PIN data or encryption keys, it falls under the scope of PCI PIN security requirements.

Formal assessments should be conducted annually.

Common issues include inadequate key management procedures, insufficient physical security controls, and lack of proper staff training on security protocols.

Need Help with Your Instant Issue Security?

Bankcard Compliance Group specializes in helping organizations secure their instant issuance environments. Contact us today to learn how we can help you achieve and maintain compliance.